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  • Swarojgar Credit Card Limit (Revolving Cash Credit Limit)

    AMOUNT OF LOAN: IN FIRST INSTANCE THE MAXIMUM LIMIT AMOUNT SHOULD BE 25000/- AND THEREAFTER FULLY REPAYING THE EARLIER LIMIT AMOUNT THE NEXT TIME LIMIT AMOUNT MAY BE INCREASED IN THE MULTIPLE OF 25000/- UP TO MAXIMUM OF RS. 100000/-.

    Rate of Interest: 12% P.A (Calculation of interest rests monthly)
    Terms and Conditions:

    i) Loanee and guarantors should be resident of Chandigarh.

    ii) Loanee and guarantors should be nominal member of the bank.

    iii) Two good guarantors.

    iv) 5 Advance cheques in favour of bank.

    v) Bank statement of last 6 months.

    vi) The project should be located in Chandigarh.

    vii) The borrower should provide the project report for which purpose he needs the money.

    viii) The borrower should provide the bills and stock statement of trade in which he invested the loan amount.

    ix) The borrower should submit the stock statement of trade on half yearly basis.

    x) SCC limit shall be renewable after one year from the date of availing the facility. At the renewal time the borrower shall provide all the documents which he had provided at the time of availing the SCC facility.

    xi) Loanee should not be in service with any organization and institution and should have experience in work for which loan is to be obtained.

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