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The Chandigarh State Cooperative Bank Ltd., Chandigarh successfully obtained Insurance Cover for the Union Territory Chandigarh as well as for Cooperative Bank of UT i.e. our Bank to secure the interest of the depositors from Deposit Insurance Credit Guarantee Corporation, Mumbai in the year 2011.

The Reserve Bank of India granted License to run banking affairs to the Chandigarh State Cooperative Bank Ltd., Chandigarh within the U.T. Chandigarh in March 2012.

The Chandigarh State Cooperative Bank Ltd., Chandigarh successfully converted its Manual Banking Affairs to Core Banking Solution within a very short span of time as it CBS conversion was started in the branches in mid of 2012 and all branches working under CBS 31.3.2013.

Banking Facilities to the customers/general public:

• Fully computerized and air-conditioned branches
• RTGS/NEFT services
• Various deposit scheme
• Special rate of interest on term deposits for senior citizens
• Various Loan schemes as per current market scenario
• Locker Facilities
• Direct Benefit Transfer
• Adhaar based facilities
• CTS
• POS/ECOM
• ATM cum Debit Card services
• Micro ATMs
• IMPS (Immediate Payment Service)
• SMS alert service
• PFMS
• Customers Complaints/Suggestions Box at all branches

Future Plans (Facilities) for customers

• Credit Card
• Internet Banking
• Mobile Banking

Banking Facilities to the Staff members for efficient banking service:

• Fully renovated branches
• Fully air-conditioned branches
• Computers at each counter
• Power back up with silent generator sets
• Well renovated cabin for Branch In-charge
• Proper sections at HO level
• Computer Laboratory to impart trainings to staff members
• Day to day workshop for Branch Managers for their awareness in present norms/guidelines